Matt’s Corner

I know the title seems a little goofy, but if you see the video, you understand why we need to talk about it. Certain home modifications, while seemingly fun or practical, can be viewed as hazards by home insurance companies. Let’s talk about the specific modifications and the potential concerns they raise for insurance underwriters:…

Hi everyone, in this video, I wanted to break down Personal Injury Protection (PIP) coverage, which is a really important part of your auto insurance policy. Now, PIP, as it’s often called, isn’t the same everywhere. It actually varies quite a bit depending on where you live. For instance, if you’re in Washington state, it’s…

I wanted to highlight the shockingly high claim denial rate of Citizens Insurance, a major homeowners’ insurer in Florida. They have been over the 50.4% denial rate, especially considering Citizens is a government-backed entity intended to be a last resort for homeowners seeking insurance. Why are so many claims being denied? There are two primary…

This is part Insurance and part political, so if that’s not your thing scroll on, if so, the first thing you must know is I have never voted for Trump in any election. Trump is talking about remaking and or removing FEMA. What may surprise you, many insurance agents that sell flood insurance, 90% of…

In this video Matthew discusses potential changes in the insurance industry that could arise from Donald Trump’s policies, even though insurance is primarily regulated at the state level. Let’s get into the potential pros, cons, and uncertain areas based on two articles from the Insurance Journal. First, what are the potential pros? Now for potential…

We jump right into things with this one. What is a deductible? A deductible is the amount of money you have to pay out of pocket before your insurance policy starts paying for a claim. Choosing a higher deductible can lower your insurance premiums because the insurance company knows they won’t have to pay out…