Matt’s Corner

In this video Matthew discusses potential changes in the insurance industry that could arise from Donald Trump’s policies, even though insurance is primarily regulated at the state level. Let’s get into the potential pros, cons, and uncertain areas based on two articles from the Insurance Journal. First, what are the potential pros? Now for potential…

We jump right into things with this one. What is a deductible? A deductible is the amount of money you have to pay out of pocket before your insurance policy starts paying for a claim. Choosing a higher deductible can lower your insurance premiums because the insurance company knows they won’t have to pay out…

In this video we discuss the significant increase in homeowners insurance costs and the challenges facing the insurance market. First, a congressional probe revealed that non-renewals of homeowners insurance policies have tripled in 200 counties across the US. At this time, this is the worst insurance market in the last 40 years. One of the…

Here we discuss Washington State bill HB1504, which proposes that gun owners in the state be required to purchase a firearm liability policy or equivalent bond. The proposed bill would require gun owners in Washington state to purchase a firearm liability policy or a $25,000 bond and would be required for each firearm. This new…

We go over the most common comment we get on all our social media platforms, that insurance is a scam. But is it? We discuss in detail the misconceptions and where insurance came from. Is auto insurance a scam? A lot people think it is, many feel that insurance companies never do what they say.…

We explain what an insurance deductible is and how to set it up. Regardless if it’s an auto insurance deductible, a homeowner insurance deductible, or a commercial deductible the principles apply. A deductible is the amount of money you pay out-of-pocket before your insurance policy starts paying. Deductibles act as a method to adjust your…