So, John V-- that guy actually cares about his customers and doing The best job he can.
The first quote I did with him came out above what an agent at another place gave. But, later I found out there was so much shady goings-on with said agent and their company, I called John again.
He even advised I check with my auto insurance to see if they would do a deal for me, even if that meant he would not get my business, just because it might help lower my costs.
Eventually, after sufficiently doing my due diligence with other providers/brokers, I determined John and Calrose found me the most competitive option.
Just to give you an idea, the second best (legitimate, non shady) quote I got compared to what he found/structured for me was almost 500 more annually.